"> Fiona Cheng – Kenpad

From Rags to Riches: How Personal Finance Transforms Lives

Have you ever wondered what it would be like to go from rags to riches? The idea of transforming your life, financially and otherwise, is a dream that many people share.​ It’s not just about having more money – it’s about having more freedom, more opportunities, and more control over your own destiny.​ And believe…